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How to buy the Chaari-co smart gift card. The chaari-co smart gift card can only be purchased by a chaari-co vendor. vendors who buy the smart gift card are eligible to receive cash gifts from the referral system, for a once out of pocket payment of $50 australian currency. To buy the smart gift card, first login to your account. Once logged in, click the referral button. You are now in your referral dashboard. Click the gift card icon in the left side menu. Click the buy now button on the smart gift card. Now choose your method of payment and enter the emails of your 5 recipients you would like to gift too, in the email recipient fields below.