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why I believe xrp won't be cheap, like and subscribe let me know what you think look at the partners Bank of America and many more swift sends 5 trillion dollars a day 250 business working days a year about 1.25 quadrillion dollars a year. A SWIFT payment generally takes 1 to 4 working days SWIFT transfers aren't instant Before your funds are credited to the recipient, they will undergo anti fraud and anti money laundering checks, which takes time ripple Cross-Border Payments Settlement in seconds, not days Transactions settle on the XRP Ledger in 3 to 5 seconds Free up working capital Eliminated pre funding requirements and flexible repayment terms help unlock trapped capital Offer lower cost payments Pre-negotiated FX and payout fees provide customers with competitive last-mile payment rates Enable faster payments Real-time settlement speeds up delivery regardless of funding source or destination Expand into new markets One seamless integration enables easy access and connection to new payout regions through premier receivers