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Which would you rather have a beautiful mansion and $3 billion? Or freedom and good reputation? Do you think you have enough in life? Do you want to know how to make $84.5 billion?The answer is in this book. The Greatest Show on Earth The author Morgan Housel worked as a valet when he was in college. It was at an expensive hotel in Los Angeles. There was once a frequent guest who is a young technology executive.The guy is a genius. At his 20s, he designed and patented a key component in making Wi-Fi routers.The young millionaire started and sold several tech companies. He was very successful. But he had a bad relationship with money.The guy carried a stack of hundred-dollar bills with him everywhere. He showed it to everyone who would listen. He was a bragger and a drunk man. One day, the guy called a valet and ordered him to go to the nearest pawnshop. The valet exchanged his bills for several $1,000 gold. What did the young millionaire did to the gold coins? He tossed them into the ocean. He called his friends and together they threw the gold coins, just like playing with rocks on a lake.A few days after that, the young millionaire accidentally bumped into one of the hotel's lamps. The manager told him that the lamp was worth $500. The guy made a scene. He took a stack of bills from his pocket and shove it into the manager's face. He said, "Here's $5,000. Don't show your face to me ever again."Maybe you're thinking if this was a true story. Maybe you're thinking what happened to the young millionaire. Yes, it's true. You will learn a few more stories like this in this book. What happened next is that the guy went broke. After a few years, the young millionaire had spent every penny he has. All his friends and money are gone. You see, what you cannot buy with lots of money is good behavior.Here is another story. Once, there was a janitor named Ronald Read. He was born in a small village. He was the first person in his entire family to finish high school. What's even interesting is that Ronald only hitchhiked to school every day.Ronald's life is ordinary. He repaired cars at a gas station for 25 years. He cleaned floors at JC Penney for 20 years. Ronald bought a two-bedroom house when he was 38 years old. He bought it for $12,000. He lived there for the rest of his life.Ronald married but he never had children. His wife died when he was 50 years old. A neighbor said that his main pastime was chopping wood. The day that Ronald made the news headlines was the day that he died. It was in 2014. He was 92 years old. Ronald Read was worth $8 million. He left $2 million for his two step children. He donated $6 million to the local hospital and library.If you search Ronald Read on Wikipedia, you will see that he was a janitor, a gas station attendant, an investor, a philanthropist, and a millionaire. How did this happen?There is no trick here. Ronald did not win the lottery. He did not inherit his wealth. Ronald Read saved money all those years and invested them in blue chip stocks. That's it. He never took his interest. He just let them compound year after year until they amounted to $8 million at the time of his death.Are you familiar with the concept of compounding? We will discuss about it more later. Here is one more story you need to learn from. Let's take a look at a man who is a direct opposite of Ronald Read. Richard Fuscone is an executive at Merrill Lynch. He earned his MBA at Harvard. He retired at 40 years old. A business magazine listed him on the 40 under 40 most successful people. Richard had an 18,000 square foot mansion in Connecticut. It had two swimming pools, two elevators, seven garages and 11 bathrooms. The mansions cost $90,000 a month to maintain. Richard borrowed heavily to fund it. But then a twist of fate happened.The financial crisis of 2008 hit.Richard Fuscone lost everything just like that. He filed for bankruptcy in that same year. What can we learn from the stories of the young millionaire, Ronald Read, and Richard Fuscone? Financial success is not a hard science. Finance is the only field where a simple man like Ronald Read can succeed. A man with humble education and experience cannot be an excellent surgeon, architect, or engineer.But in finance,someone like Ronald Read can be great. Financial success is a soft skill. Anyone can learn. It is a unique field where how you behave is more important than how much you know. This is the psychology of money. No matter who you are and where you came from, money can make your head bigger. You always need to watch out for it. Everyone can be rich. But not every one can be humble.