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<speak> There are three primary risks with using M1 Borrow: interest rates rise, the portfolio value declines and forces a maintenance call, or losses are magnified due to leverage. Make sure you're aware of these risks if you take advantage of this feature.<break strength="x-strong"/> M1 Finance Bonus Offers<break strength="x-strong"/> M1 Finance is currently offering a bonus to new customers who move their accounts over. If you transfer your account over within 60 days of opening your M1 Finance account, you can get up to $2,500.<break strength="x-strong"/> Here's how the bonus tiers for transfer work:<break strength="x-strong"/> $100 Bonus - Transfer $20,000 to $100,000<break strength="x-strong"/> $250 Bonus - Transfer $100,001 to $250,000<break strength="x-strong"/> $500 Bonus - Transfer $250,001 to $500,000<break strength="x-strong"/> $1,000 Bonus - Transfer $500,001 to $1,000,000<break strength="x-strong"/> $2,500 Bonus - Transfer over $1,000,001<break strength="x-strong"/> Another promotion that M1 Finance is offering is $100 off M1 Plus. Customers have seven (7) calendar days from the day your identity is verified with M1 Finance to sign up for M1 Plus to receive the promotional price of $25 for their first year of membership (it's normally $125 per year).<break strength="x-strong"/> Who Should Use M1 Finance?<break strength="x-strong"/> As with all investing platforms, M1 Finance isn't for everyone. However, if you invest in individual stocks or ETFs, then M1 is the cheapest player out there - with only Robinhood also being $0 for commissions.<break strength="x-strong"/> <break strength="x-strong"/> </speak>